SBI Corporate Home Loan

Home Loans for Corporate Entities!

To provide Home Loans to Corporate Entities (Both Public & Pvt. Ltd. Companies) for construction/ acquisition of Residential Units in the name of the Company for use by their Directors/Promoters and Employees, and for Take-over of Home Loans in the name of the Company from other Banks/HFCs, subject to compliance to our extant norms for Take-over of Home Loans.

  • Features
  • Eligibility
  • Interest Rates & Fees
  • Documents Required
  • Low Interest Rates
  • Low Processing Fee
  • No Hidden Charges

    Corporate Entities :

  • Should be our existing borrower or a debt free Company
  • Should be in the line of business for at least 3 years
  • Should have earned uninterrupted Net Profit in last three years
  • Existing loan accounts of the Company, if any, should be regular and standard and also should not have been restructured during the last 3 years. Opinion Report will be obtained from the existing Bankers, if any.
  • ECR of BBB and better for units having total exposure of Rs.10 crores and above
  • CRA of SB-8 & better in respect of both existing SME/C&I customers and new customers. CRA will be arrived at based on the latest audited Balance Sheet
  • SPV/Subsidiary of Corporate Entities will also be eligible for availing loan under this Scheme provided,

  • The Parent Company fulfils the above mentioned eligibility norms
  • The Parent Company agrees to stand as a Guarantor for Home Loan
  • The estimated cash flow of the SPV/ Subsidiaries is sufficient to repay the EMIs or the Parent Company gives an undertaking to Service the Home Loan in addition to guaranteeing the loan.

# Subject to approval from competent authority.


  • Processing Fee*
    1. 0.50%, plus applicable GST, of loan amount.
    2. Minimum of Rs. 50,000/-
    3. Maximum of Rs. 10 lakhs

*Plus applicable taxes

Click here for old Card Rates

Applicable SME/C&I loan documents.