SBI Insta Home Top-Up Loan

Hassel free Top up loan available online for existing Home Loan Customers!

Insta Home Top-Up Loan is a facility made available to our pre-selected Home Loan customers over our internet banking (www.onlinesbi.co.in) platform. The selection of customers, processing of their loan request, and disbursement of loan and setting of S.I. in their Saving Account for repayment of EMIs will be done automatically by the system and no manual intervention is required.

  • Features
  • Eligibility
  • Interest Rates & Fees
  • Documents Required
  • Low Processing Fee
  • No Hidden Charges
  • No documents required
  • Hassel free Top up loan available online
  • Fully automated product, no manual intervention
  • Existing Home Loan Customer with minimum Home Loan Limit of Rs. 20 lacs with INB facility
  • Minimum residual tenure of Home Loan of 5 years
  • Satisfactory track record of 3 years or more
  • Loan Amount: Minimum of Rs. 1,00,000/- and Maximum of Rs. 5,00,000/-
  • CIBIL Score of 550 or higher
  • No other Home Top-up or Insta Home Top-up loans should be active


  • Processing Fee*
    1. A flat Processing Fee of Rs.2000 plus applicable Service Tax will be levied under the product. Processing fee will be deducted from the loan amount before disbursement.
Click here to view old Interest Rates

No documents required

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